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Retirement in Palm Springs and the Desert Cities
I chose an early "retirement" in our area and judging by the number of emails I am receiving every day, many of you, out there, are thinking about it. Yes, not only is it California, but it is affordable California. Riverside County is still one of the more affordable counties in California as far as housing is concerned. Yes we are prepared to welcome the newly retired as well as the seniors. We have our sun and our easy going pace. When my clients come here to look out at properties, they ask the question : when is rush hour ?", my answer is "early bird dinner traffic"....This is heaven to golfers, tennis players, hikers, walkers, bicyclers, and our wonderful shopping (El Paseo in Palm Desert, and Cabazon Outlets). Our medical facilities are recognized as one of the best. Our college does offer classes for retirees....on the most interesting and outstanding subjects. The beach is no more than 2 hours drive, and the skiing in Big Bear is also one hour drive away....!!! All the golf communities, country clubs more ..dispersed in our valley Sun City Del Webb in Palm Desert is our largest 55+ community offering a life style of leisure, activities and social life for the newly retired looking for an active life and dreaming of the "right retirement" We can also say the same about Trilogy in Indio, Four Seasons in Palm Springs, Heritage Palm in La Quinta, Palm Desert Greens and many more : More detailed informations : email Claudine or just call (760) 799 5308 Some facts about Baby Boomers and Retirement Baby boomers are defined as Americans who were born between 1946 and 1964. The oldest baby boomers reach age 60 in 2006, and may be thinking about retirement. They will be eligible to use the money in their 401K pension plans without paying a penalty to the IRS.What do baby boomers want for the future? And what are some of the issues that baby boomers should consider as retirement approaches? People don't retire, they change gears. Even if they are golfing, they are doing something, creating a new life for themselves. Some people have a passion and know what they want to do. Others flounder until they can find the right path for themselves. Many Baby boomers plan to keep working and earning money during their retirement years, but will alternate between work and leisure. Baby boomers fundamentally will reinvent retirement,” said James P. Gorman, president of the Merrill Lynch Global Private Client Group, in a news release about the survey. “With (baby) boomers living longer and remaining engaged and employed beyond age 65, many of the traditional financial assumptions regarding retirement need to be reexamined.” The new retirement turning point : while 76% of baby boomers intend to keep working and earning in “retirement”, on average they expect to retire from their current job/career at about 64.and then launch into an entirely new job/career. As a result of living longer, baby boomers plan to be “younger “ longer and work longer. Babby-boomers reject a life of full time leisure or full time work.The unpredictable cost of illness and healthcare is by far baby boomers' biggest fear. They are three times more worried about a major ills (48%), their ability to pay for healthcare (53%) or winding up in a nursing home (48%) than about dying (17%). Recognizing the growing uncertainty of government entitlements like Social Security, baby boomers who have a plan and feel prepared are twice as optimistic and far less fearful compared with those who do not. Early Retirementby Philip Greenspun in February 2006
Travel: No to the Beach; Yes to the Organized Tour One of the great things about retirement is the freedom to travel and explore new parts of the world. Should you take the trips that you dreamed of when you were working? Maybe not. When you worked 50 weeks per year, the idea of sitting on a beach by yourself with a stack of novels might have seemed an appealing escape from the crush of interaction that afflicted you on every working day. In retirement, however, you're free to sit in your living room by yourself every day and read novels. Nobody is going to disturb you. Why go to the trouble of getting on an airplane if that is all you want to do?An ideal retirement trip might be one in which you learn some new skills and have built-in interaction with people. The author enjoyed a 10-day trip to Remember that travel can be hard work, especially if you're doing the planning yourself. Some experienced travelers plan a day or two each week in which they "take a day off" from traveling. They don't move to a
Time Management How much work does the average college student get done? Almost none. Yet the same person, injected into a corporate bureaucracy, becomes a reasonably effective worker. Why? Most people have terrible time management skills. This limitation is of no consequence in public school. The school tells you where to sit and what to do and when, at least for six hours per day. This limitation is of no consequence at most jobs. The employer tells the workers where to sit and what to do and when, at least for eight hours per day.If you're retired, however, nobody tells you how to organize your life. If you have goals that you'd like to accomplish and your time management skills are poor, you might end up disappointed in yourself.
In researching this article, I ordered all of the popular books on time management from Amazon.com, but didn't like any of them well enough to recommend. Here are some reasonably good ideas from the books and from my friends:
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